Purchase or Lease
Guaranteed Auto Protection (GAP)
Gap Keeps You Covered
Whether you are leasing or financing, GAP can help protect you from coming out of pocket to pay expenses you may face with a total loss.1
Total Loss Protection
If you have an incident where your car is declared totaled and you still owe more on your finance or lease contract, GAP may lessen or even eliminate your remaining balance.2
More than just accident coverage
GAP provides coverage if your vehicle is declared a total loss due to such incidents as theft, fire, flood, or an accident.
GAP will cover up to $1,000 of your auto insurance deductible (if applicable) in most states.3
Note: Guaranteed Auto Protection (GAP) is optional, cancellable (see terms of Agreement) and not required to obtain credit.
1 Less any delinquent payments, taxes, auto insurance deductibles over $1,000, if applicable, and past-due charges. See agreement, certificate, or waiver for complete details. Some restrictions may apply.
2 Type and availability of GAP vary by state. GAP may not be available on finance and lease contracts in some states. Please discuss with your dealer and refer to your agreement at time of purchase.
3 GAP typically waives or pays the deficiency balance (minus certain fees and charges) between the amount owed on your finance or lease contract and your auto insurance settlement at the time of total loss.